How much does it cost to build a house?

Have you always wanted to build your dream home? Well find out how much it could cost you here.

build a house

The cost of building a house can quickly
spiral without careful planning

When you build your home from scratch you are building just the home that you want for you and your family. It can be expensive as you first need to buy a block of land where you would like to live. The building process can take time if you don’t choose the right contractors and costs can blow out with every little delay.

The cost of building a new home will depend on a few important factors such as the size of the house, one storey or two, if a project manager is needed, is it an architect designed house and other factors all add to a greater cost for you.

Here are some of the costs that need to be considered when thinking about building your own home:

  • Buying a plot of land – the cost of land depends on the location and the size and if building permission has already been given. Plotfinder has land listed all over the UK and also lists if building permission is given. A block of land in Cardiff can be from £84,950, Chatham £80,000 and Bristol from £100,000.

  • Planning permission application – a planning application will cost you £335 if approval is not already granted

  • Building regulation approval – building plans and inspections need to be carried out and these can start at £500

  • Warranties – you will need a warranty to cover the materials and workmanship of your new home. The price is usually 1% of the total cost

  • Stamp duty – needs to be paid of your property is worth more than £60,000, up to £250,000 it is 1% and over it is 4%

  • Land registry fees – your property must be registered with the HM Land Registry and this varies in price from as low as £50 to as high as £1000 for expensive homes

  • VAT – one benefit of building a new home is that you can claim back VAT you pay on building materials

Building methods

The cost to build a house will depend on the materials chosen by you and generally a brick or masonry home will be slightly more expensive than a timber framed home.

Masonry home – will cost you around £160,000for a three bedroom home according to Build It magazine.

Timber home – is more eco-friendly when using renewable timber and will cost around £145,000 for a three bedroom home according to Build It magazine.

Flat pack home – is cheaper again as most of it is constructed in a factory and then assembled on site and is up to 25% cheaper. You can pay as much for a designer flat pack home from Huf Haus that is around £350,000.

How much to build a house?

If you are after a rough estimate of the price for a new home, go to homebuilding.co.uk or Jewson.co.uk and use their building cost calculator.

  • At Jewson.co.uk for a large three bedroom house at 100 metre squared of good quality materials and inclusions will cost you £90,800 in Yorkshire if you use self-managed contractors

  • At Jewson.co.uk for a large three bedroom house at 100 metre squared of good quality materials and inclusions will cost you £94,900 in south west England if you use self-managed contractors

  • At Jewson.co.uk for a large three bedroom house at 100 metre squared of excellent quality materials and inclusions will cost you £123,400 in south west England if you use self-managed contractors

  • At Jewson.co.uk for a large three bedroom house at 100 metre squared of good quality materials and inclusions will cost you £106,800 in Yorkshire if you use a single main contractor

Design costs

If you choose a house of a plan it will be a lot cheaper than having an architect design one just for you. According to Self Build Portal, a designer home with quality inclusions that is a one off design can cost you as much as £625,000. The same size home built to plans from a builder may cost you half that amount.

Contractor costs

build a house

Hire qualified contractors to help you
build your dream home

Unless you are a builder you will need to hire contractors to build your new home unless you build it through a home building company. Always get more than one quote and check references and insurance cover. You will need a detailed contract and some costs for materials will need to paid up front.

Contractors you will need can include:

A quantity surveyor is the person who will help with the budget and costs for your new home build and to keep it on track for time.

Dylan says:

HI how much would it cost to get a 4 bed house?xx

mjackson says:

Hi Dylan,

Thanks for your post.

Prices will vary therefore we recommend contacting your local estate agent who are best placed to advise on this query.

Mark @ ServiceMagic

Ingrid Jameerbocus says:

Hello,

I want to have a information for build a house in London, was near westminster please, it’s expensive? or not expensive?
For me, i want just a little House, with 1 or 2 bedroom , 1 kitchen and room , 1 bathroom and a toilet, and a little garden. A simple house.

thanks for answer me.

mjackson says:

Hi Ingrid,

You would need to speak to the local land registry before speaking to builders or architects.

You can find more details by following this link to the Westminster council website

We hope that this information helps.

Servicemagic

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